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Continuing education...

Well, after looking around, it seems my plans for returning to my schooling were premature. The closest educational facility considers us out of district because we don't live in Lake County. (There are evidently no centers of secondary education in northern Cook County) And... at $531 per class, I really don't feel like this is in my budget. And yes. I know that my job offers full tuition reimbursal for a 4.0 average. But being a realist, I know I don't have the time to guarantee a perfect GPA, and as such, I don't want to get stuck with a $3k bill.

I have considered financial aid; but with a defaulted student loan on my record, and being that I've been out of school for 8 years, I don't feel that my chances are terribly likely; especially since I can't afford to quit my job and go back to school full time (or drop to part time). According to a friend of mine in the University of South Carolina's Registrar's office, scholarships and grants are given, 90% of the time, to kids fresh out of high school. Adults are more likely to quality for student loans than out and out gifts of educational money. Annd.. with my record... my chances of getting any sort of loan are slim.

This is...extremely discouraging, to say the least. I can go ahead and spend the money and take -1- class per semester, and be in school for the next 10 years, or I can just.. bite the bullet, guestimate how much time I'll need and start saving to pay for my education outright. I'll only need 20k or so. :x

Soo. To everyone else out there thinking about getting a degree. Don't put it off, do it while you're young. Keep your credit clean!


( 8 comments — Leave a comment )
Sep. 19th, 2003 01:19 pm (UTC)
There are evidently no centers of secondary education in northern Cook County

Oakton Community College, they have campuses in both Des Plaines and Skokie.

Sep. 19th, 2003 01:25 pm (UTC)
I appreciate the thought- I really do.. But..

Serves 435,000 residents in the communities of Des Plaines (part of), Evanston, Glencoe, Glenview, Golf, Kenilworth, Lincolnwood, Morton Grove, Mount Prospect (part of), Niles, Northbrook, Northfield, Park Ridge, Rosemont (part of), Skokie, Wilmette and Winnetka.

While Des Plains is only 8 miles away from my home, I still run into the same problem of being out of the rather narrow scholastic district for the Community College. To take a single class at this school would cost me $522. An improvement, to be sure, than the closer College of Lake County, but not enough of one to really mean anything to my situation. :/
Sep. 19th, 2003 02:50 pm (UTC)
Have you tried Harper Community College then in Palitine? (What town do you live in?)
Sep. 19th, 2003 03:24 pm (UTC)
Harper is about the same distance, but they don't list what district (or define the district boundaries) they are. They're MORE expensive for out of district students; and at that point, I'm better off just taking a full courseload at UIC.
Sep. 19th, 2003 02:10 pm (UTC)
I wouldn't be taking the class I'm taking if it weren't for the fact that my job covers the tuition as long as the class is taken for credit.

Normal cost is ... $1500.
Sep. 19th, 2003 02:32 pm (UTC)
I know what you're going through. In my case, it's proving I'm a Florida resident. I don't really fit any of the classifications listed; the closest is "I am married to someone who is a Florida resident and have lived with them for at least a year". Reality check....I've lived here for FIVE YEARS. I'm registered to vote here. That doesn't count because I have no income of my own and hold no property here. So now I have to list Simtra's information with mine to prove I'm a resident and his dependent.

I also have a defaulted student loan. It defaulted during the time I was homeless and I've never made enough money to be able to try paying it back. When I tried to negotiate some sort of deal with them, they wanted proof of homelessness by providing an address. Thus the loan has been let go. I'm going to be commuting over an hour away and paying on a class by class basis because my only chance of paying the loan back is to complete my degree.

Moral of the story: don't borrow from financial aid unless you absolutely have to and then only borrow exactly what you need, no more. I didn't have that option (another problem with them). My ex husband signed the loans for me in my name but I got stuck with them when we divorced.

You'll find a way. Anything that is worth it will never be easy.
Sep. 19th, 2003 03:08 pm (UTC)
Sometimes, what is really needed is just the 'kick' to get started. Don't turn up the chance of even that one course at a time. It took me seven years to get my masters... in many cases just one course at a time. Some years, just one course a year. Sometimes, I couldn't even afford that. The thing is, you -do- have time, and conditions may not always be the same, and most credits, especially with good grades -are- transferable. The hardest part is just having the will and the gumption to begin.

Take that one course. Its the start of a whole new world.
Sep. 27th, 2003 05:55 am (UTC)
I tend to agree with Points here. I'm also going to go for my Master's... one class at a time. It might take me 7 years, too, but I find that one class at a time, with work, is all I can handle anyway... and it's really a refreshing thing, to be able to learn new things in a structured way, surrounded by people who also want to learn.

It's worth saving up for! :)
( 8 comments — Leave a comment )

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